How much can I borrow with a salary of 7000?
First of all, buyers should understand that bank loans are hard and fast, and the monthly income of buyers needs to be twice that of monthly payments. Suppose the buyer's salary is 7000 yuan, and the monthly payment is up to 3500 yuan.
If the property buyer wants to apply for a 30-year mortgage loan, then according to the monthly payment of 3,500 yuan, he can borrow about 6,543.8+0,000 yuan. If property buyers want to apply for a 20-year mortgage line, they can apply for a loan line of about 800,000 yuan according to the monthly payment of 3,500 yuan.
However, the above is only a theoretical calculation method. After all, when banks approve loans, they will also consider whether buyers have other loans to repay and whether their personal jobs are stable. In practice, most buyers with a monthly salary of 7,000 yuan apply for a mortgage of around 700,000 yuan.
It should also be noted that if the buyer is married, the bank should not only look at the personal flow of the buyer, but also look at the salary flow of the buyer's spouse. If the buyer's salary is 7,000 yuan and the spouse's salary is 3,000 yuan, it is very possible for the buyer to apply for a mortgage of about one million yuan.
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