Hmm? Commercial loans have to go to Zhangdian, and the provident fund can be run in Huantai.

Second, is there any conflict between farmers and merchants in Zhangdian, Huantai? Personal loan?

There is no conflict between farmers and personal loans in Zhangdian, Huantai. Rural commercial banks can issue personal loans. Rural commercial banks are reformed from rural credit cooperatives, which have all the functions of banks and can lend in rural commercial banks. According to the relevant information, as of June 28, 2023, as long as it meets the conditions and has no bad records, it can borrow money from Zhangdian Rural Commercial Bank in Huantai after approval.

Third, how to pay attention to the official account of rural commercial bank WeChat?

Just search in the search box at the top of WeChat.

4. How to handle personal credit loans of rural commercial banks?

The following procedures are required:

1, loan application, fill in the "loan application form" and submit the materials.

2. The borrower's credit rating can be independently evaluated internally by the lender or by an evaluation agency recognized by the competent department.

3. Loan investigation: After accepting the borrower's application, the lender will investigate the borrower's credit rating and the legality, safety and profitability of the loan to verify the risks of the collateral.

4. Loan management system for loan approval.

5. Sign a loan contract. All loans shall be signed by the lender and the borrower.

6. The contract stipulates that the loan should be paid on schedule. If the Lender fails to issue the loan on schedule as agreed in this Contract, it shall pay liquidated damages. If the borrower fails to use the money as agreed in the contract, it shall pay liquidated damages.

Tip: the loan must be at a high interest rate, and your credit will also be.

2. Proof of address (

4. Proof of income of the loan applicant and his family members;