1. Valid identity documents of the borrower and spouse (referring to resident identity cards, household registration books or other valid identity documents);

2. Married people should provide proof of marital status, and unmarried people should provide proof of unmarried or sign a declaration of unmarried;

3, assets, liabilities and income and expenditure;

4. Proof of loan use;

5. Other loan information required by the lending bank.

Extended information 1. Signing a subscription book: the customer signs a subscription book with the real estate development company that has signed a contract with the bank and pays the down payment to the real estate development company;

2. Application: The customer applies for mortgage at the law firm entrusted by the bank, including submitting personal data, paying various fees and filling out legal documents;

3. Payment review: the law firm conducts a preliminary review of the client's application and then the bank approves it; If the audit is unqualified, return the customer information and the fees charged;

4. Other legal procedures: the law firm handles the insurance, notarization and mortgage registration of collateral;

5. Loan issuance: The bank will transfer the loan amount to the developer's account and notify the customer to start mortgage payment.

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