Refers to the borrower whose loan amount exceeds a certain amount to verify the actual use of the loan.

Now the CBRC and the People's Bank of China have requirements for all commercial banks. Loans must have practical uses.

Every year, the CBRC will also conduct an annual inspection of all banks. If it is found that the loan has been made without using it, it will be required to recover the loan. If the circumstances are serious, the illegal bank will be punished. Therefore, the use of loans is a policy risk for banks.

Suggestion: Apply for a loan from the bank according to the real purpose. If not, ask those loan service companies to help you solve it.