1. Sub-branch manager: responsible for the operation and management of the whole sub-branch, including business development planning, team management, performance appraisal, etc.
2. Personal financial business manager: responsible for personal financial business, including loan business, deposit business and sales of wealth management products. They are usually the core personnel of a gold bar, with strong professional quality and sales ability.
3. Credit manager: responsible for the approval and management of personal loan business, including loan application approval, risk assessment and post-loan management.
4. Deposit manager: responsible for personal deposit business, including sales and management of products such as absorption deposit, demand deposit and time deposit.
5. Financial Manager: Responsible for the sales and management of personal financial products, including funds, insurance and bank financial products.
6. E-banking manager: responsible for the promotion and management of personal e-banking business, including online banking, mobile banking and third-party payment.
7. Account Manager/Financial Planner/Wealth Management Manager: As an important contact between branches and customers, he is responsible for maintaining and developing customer relationships and providing personalized financial advice and services.
8. Marketing Manager: responsible for the marketing and brand building of personal gold business, and conducting market research, promotion activities and advertising.
Management responsibilities and work contents of tier-two branches
1. business planning: responsible for formulating the development strategy and business plan of tier-two branches, including business development objectives, market positioning, product strategy, etc.
2. Organizational management: responsible for the organizational structure design and staffing of secondary branches, establishing a scientific and reasonable personnel management system, and carrying out team building and personnel training.
3. Business promotion: coordinate the work of various departments and posts, promote the smooth development of various businesses, and ensure the achievement of performance targets.
4. Risk management: responsible for the risk management of tier-two branches, including the prevention and control of credit risk, market risk and operational risk.
5. Customer relationship management: Pay attention to customer relationship, ensure effective communication and good cooperation with customers, and enhance customer satisfaction and loyalty.
6. Resource allocation and control: rationally allocate resources, including human resources, material resources and financial resources, and conduct cost control and benefit evaluation.
7. Technical support and information management: provide technical support, optimize business processes and information systems, and ensure the safe and efficient use of information.
8. Performance evaluation and reporting: regularly evaluate the performance of tier-two branches, report business progress, problems and suggestions to superiors, and take timely improvement measures.
9. Regulatory compliance: comply with laws, regulations and regulatory requirements, and ensure the compliance management of tier-two branches.