The first premise is that you have to pay off the bank loan before you can transfer it. You still have to figure out how to borrow money. This is the premise.
After you have paid off the money secondly, you can apply for a gift first and donate the house of two people to you. The cost is small, with a handling fee of thousands of yuan. But if you want to sell the house in the future, it will be very troublesome. You will need to make up for the taxes you saved before. If you don't want to sell it, this method will work.
You can also sell a house to two people in the same way as selling a house. This fee is high. According to the area and total price of the house, the state collects handling fees, taxes, transaction taxes, etc., of which the transaction tax is There are 5. It’s about 10% of the total price. I won’t fool you, but one advantage is that you can borrow money to repay the loan and then buy it with your own mortgage. To put it bluntly, it is a buyer-seller relationship. It is not about buying his part, but all the parts. The interest rate is high and it is difficult to get a loan because you own a second house. As long as you buy a house, it is your second home.
The third one. A bit cruel. You go through the process of getting married first, and write an agreement before getting married. After divorce, the house will belong to you. You need to apply for notarization first (about 300) and get divorced immediately. The divorced house will be awarded to you, and some cost will be charged.
If the man refuses to admit his debt now, you have almost no choice. The house is only one and a half. This is what the law says: *** has property rights.
Sister. It's handwritten, simple and clear. If you don't know, ask me QQ: 2 9 9 0 8 2 6 9
Chongqing.
Having said that, when it comes to feelings, stay calm and calm.