Baoji mortgage interest rate of 5.7 can be reduced to between 5.25 and 5.45. According to relevant public information, Baoji mortgage interest rate is 5.7, which can be reduced to 5.25 to 5.45. The specific interest rate should be determined according to the actual situation of the market. In addition, if the credit meets certain requirements, the lender can also handle preferential activities to achieve lower loan interest rates.