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How to fill in the application form for Guiyang housing provident fund loan?
1. How to fill in the application form for Guiyang housing provident fund loan?

I want to withdraw my and my mother's housing provident fund from Guiyang. Is it okay? Do you need me to supply housing provident fund? Where can I get the application form? I can think of so many questions that may not be comprehensive.

Two, how to fill in the Guiyang housing provident fund loan application form

Guiyang city housing provident fund loan application form, truthfully fill in according to their own situation, shall not fill in false information. The specific instructions for filling in the form are as follows:

1. Please use black and blue.

Please fill in the form carefully and truthfully, and do not alter the contents.

Please fill in in block letters. Please select an option in the □ column.

4. The required materials should be sorted into volumes according to the order of the materials required for different types of loans. Please don't bind them.

5. Please press the unified information provided.

Provident fund loans refer to individual housing provident fund loans, which are mortgage loans paid by employees who apply for provident fund loans, housing provident fund depositors entrusted by commercial banks and retired employees who pay housing provident fund during their employment. According to the regulations, employees who have paid the housing accumulation fund for a certain number of years or more (the number of years varies from city to city, such as 12 months or more in Changsha) can apply for public service when the funds for purchasing, building, renovating or overhauling their own houses are insufficient.

The conditions of the loan are: the employees of the unit have signed a labor contract for more than 3 years (or paid the housing provident fund for a certain period of time for 3 consecutive months; Not exceeding the statutory retirement age; The borrower has a stable economic income and the ability to repay the principal and interest; The borrower agrees to handle the mortgage registration and insurance; Provide the guarantee method agreed by the local housing provident fund; At the same time, submit relevant documents required by the bank, such as house purchase contract or house pre-sale contract, real estate license, land use certificate, deposit certificate of provident fund, etc.

3. Housing commercial loans in Guiyang are converted into provident fund loans?

Of course.

The applicant's transfer of public loans shall comply with the relevant provisions of the housing provident fund personal loans and meet the following conditions:

(1) The borrower's commercial loan has not been paid off. The borrower who repays the loan first must be the borrower of the commercial loan or the property owner. The borrower in the form of mortgage loan must be the borrower of commercial loan.

(2) The ownership certificate of the house involved in the commercial loan has been completed, and the mortgage registration formalities can be handled.

(three) the borrower has a stable economic income, the ability to repay the loan, good credit, and can repay the principal and interest of the commercial loan in time.

(four) in line with the conditions of early repayment of commercial loans, commercial banks must cooperate with the operation of the loan. The borrower can only choose the method of mortgage loan after obtaining the consent of the bank.

(five) meet other conditions of personal loans for housing provident fund.

4. What is the application process for individual deposit of Guizhou Provident Fund?

At present, only two types of people can apply for individual contributions to the provident fund.

1. Urban individual industrial and commercial households refer to individual operators and their employees who have gone through industrial and commercial and tax registration in this Municipality;

Second, freelancers refer to people who have not established formal labor relations with employers and independently engage in a certain occupation in order to provide legal services to the society and obtain stable income.

Application process:

1. Bring the original and photocopy of relevant materials, apply to the Provident Fund Administration and fill in the application form.

The materials here mainly include: the applicant's ID card, bank card and other materials required by the Housing Provident Fund Administration. Those who haven't had a provident fund card should get a new one.

2. After the application is approved, relevant notice will be sent to the applicant.

3. After receiving the notice, the applicant will take the original of relevant materials to the bank to sign the contract, and then go through some notarization procedures at the notary office.

4. The applicant shall go through relevant registration with the Real Estate Administration Bureau with this contract.

The applicant can take the contract and notarial certificate to the provident fund hall to get the transfer notice, and then take the transfer notice to the bank to go through the final formalities.