1. The applicant submits a written application for individual first-hand housing loan and provides relevant application materials:

(1) loan application;

(2) Legal and valid identity documents (referring to resident identity cards, household registration books, military officers' cards, home visits for Hong Kong and Macao compatriots or other valid residence documents);

(3) proof of marital status (marriage certificate or divorce certificate, unmarried person signing unmarried statement in a unified format);

(4) proof that the down payment of the purchased house has been paid;

(5) The original or photocopy of the economic income certificate recognized by the lender (including the borrower's family income, tax payment certificate, bank statement, bank passbook, securities, etc.). );

(6) Purchase contract, agreement or other valid documents;

(7) List of mortgage (pledge) secured by the loan, certificate of ownership, certificate of consent of the mortgagee (pledge) and collateral valuation documents;

(eight) written documents and credit certificates of the guarantor's agreement to provide guarantee for him;

(9) Relevant documents authorizing the lender to inquire about the personal credit information system of the People's Bank of China and record the inquiry results;

(10) Other materials required by the lender;

(1 1) Materials required for foreigners' loans (all foreign language materials must be translated by a regular domestic translation company and stamped with the official seal of the translation company): passports, foreigners' residence permits (Taiwan Province citizens provide ID cards, Taiwanese certificates or home visit certificates, and Hong Kong and Macao compatriots provide ID cards and travel passes); Work certificate; Personal income tax payment certificate (if the company is registered in other places, the company's business license, work certificate and income certificate must be notarized by the notary office of the company's registered place; If the company is abroad, its work certificate and income certificate must be certified by our local embassy).

2. The applicant submits a written application for personal second-hand housing loan and provides relevant application materials:

(1) Personal second-hand housing loan application;

(2) Legal and valid identity documents (resident identity card, military officer's card, household register, home visit certificate for Hong Kong and Macao compatriots and other valid residence documents, etc.). ) and provide a copy;

(3) The deposit certificate and photocopy or receipt and photocopy of the second-hand house down payment issued by the lender;

(4) Proof of economic income recognized by the lender;

(5) Housing sales contract signed by the borrower (purchaser) and the seller;

(6) The real estate appraisal report of the second-hand house to be purchased;

(7) Other supporting documents or materials required by the lender.

The above contents are for your reference. Please refer to the actual business regulations.

If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.