According to the current situation, if the card used to repay the loan is lost, then the borrower first needs to apply to the issuing bank for a formal loss report. When applying for loss reporting, you need to bring the original ID card to the bank counter to report the loss.
After receiving the application for loss reporting, the bank will handle a new card for the borrower within 7 working days. After the new card arrives, the card number will be different from the original card number. At this time, you need to borrow money from the bank outlets that handle mortgage loans to handle the card number change procedures. When applying for the change of mortgage card, you need to prepare your personal ID card, new card, original loan contract or contract number.
One suggestion that needs to be made is that, generally speaking, banks will not bid for this business on Saturday and Sunday. Customers who need to reissue their mortgage cards need to apply to the bank on working days.
After the card used to repay the loan is lost, it should be reported first. The way to report the loss is to call the bank's customer service hotline directly and ask the customer service staff to help you report the loss. After the loss is reported successfully, the card needs to be reissued. You need to bring the original and photocopy of your personal ID card and the loan contract signed at the time of loan when you reissue the card. Because the card used to repay the mortgage is different from other cards, you must go to the bank outlet where you first used the card, because your loan contract and other information are kept there. It should be noted that when you reissue a credit card, it is best to stagger the weekend replacement. Although the bank has to work on weekends, the bank's loan officers usually take a break to avoid you running more. It is best to go to the bank to reissue the card from Monday to Friday.
Can a mortgage card be used as a savings card?
Mortgaged bank cards can be used as savings cards.
1. savings card is a financial transaction card issued by banks to provide financial services to depositors, which can be said to be a kind of debit card. The main function of this card is to deposit and withdraw money at networked ATMs and bank counters, and to spend money at networked POS machines.
2. The main function of savings card is to save deposits. The cardholder can read the magnetic stripe and enter the manual password through the electronic payment network established by the bank and the card. At the same time, he can also realize credit card consumption, ATM withdrawal, transfer and various payments. The expenses incurred through this card are equal to the decrease in the balance of the savings account.