A friend's bank loan needs to be borrowed from our company's corporate account. After receiving the loan, our company will transfer the same amount to our friends. Q: What are the risks of our company? 1. According to the new loan regulations issued by the Banking Regulatory Bureau, the loan payment method is mainly entrusted payment, that is, the bank directly calls the loan to the upstream supplier, and the bank will monitor the outflow of funds from the account. Once this kind of behavior is discovered, it may be prosecuted.

2. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development; At the same time, banks can also obtain loan interest income and increase their own accumulation.

Extended data:

First of all, the loan applicant must be an adult, that is, 18 years old and under 65 years old, and must be a natural person with full civil capacity;

Secondly, personal valid certificates, such as ID card, household registration book, marital status certificate, valid residence certificate, etc., need to be provided when making a loan. It is worth noting that: if you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate; Unmarried people need to provide proof of unmarried; Divorced persons are required to produce a court civil mediation or divorce certificate;

Then, the lending institution will investigate the personal reputation, so it must have a good reputation, otherwise the lending institution will not give you a loan. In addition to personal reputation, having a stable job and income is also a condition that borrowers must meet. For example, civil servants, teachers and other occupations have successfully obtained loans.

In addition, when individuals meet the above conditions, loans can generally be successful. But what if you need a large loan?

Then you need to show the collateral, and you must provide proof of the collateral's rights. The sum of the loan amount and the interest during the loan period cannot exceed 1/2 of the assessed value of the collateral, so as to prove that you have repayment ability.