Personal loan contract template 1
Name of Party A (Lender):
Mailing address:
Contact telephone number:
Name of Party B (Borrower):
Mailing address: _ _ _ _ _ _ _ _ _ _
Bank and account number:
Contact telephone number:
Party C (guarantor)
1: Name: ID number: mailing address:
Contact telephone number:
2. Name: ID number: mailing address:
Contact telephone number:
3. Name: ID number: mailing address:
Contact telephone number:
Whereas, Party B applies to Party A for a small margin loan due to business needs, and both parties reach an agreement through consultation.
Article 1 Basis for signing a contract
Rule number two. gathering
Article 3 This contract includes loans, guarantees, etc.
Article 4 Purpose of loan:
Party B borrows money from Party A for.
Article 5 loan amount
Party B borrows RMB (in words) one million only (￥) from Party A.
Article 6 Term of loan
The loan term agreed in this contract is (in words) months, that is, from year to year.
Article 7 Loan interest rate
1. With the consent of all parties, the monthly interest rate of this loan is%.
2. Interest payment: The interest of this loan contract shall be paid quarterly, and Party B shall pay Party A on time at the end of every three months.
Article 8 Repayment
1. During the term of this contract, Party B may repay all or part of the loan interest in one lump sum;
2. When this contract expires, Party B must repay all the principal and corresponding interest of the loan under this contract in one lump sum.
Article 9 Loan guarantee
1. Guarantee method: During the guarantee period, Party C is willing to bear joint and several liabilities for Party B's debts. If Party B fails to repay the loan principal and interest or related expenses on time as agreed in this contract, regardless of whether Party A has other guarantees for the creditor's rights under this contract, Party A has the right to directly ask Party C to assume the guarantee responsibility within the scope of its guarantee.
2. Scope of guarantee: The scope of guarantee includes Party B's loan principal, interest (including compound interest), liquidated damages and compensation payable by Party B, and related expenses (including legal fees and attorney fees) incurred by Party A to realize the creditor's rights.
3. Guarantee period: the guarantee period is from the effective date of this contract to the time when Party A recovers all the relevant funds of this loan contract.
4. Except for the following circumstances, Party A and Party B agree to change this contract without the consent of Party C:
(1) Extend the loan term;
(2) Increase the loan amount.
Article 10 Liability for breach of contract
1. If Party B fails to use the loan according to the purposes specified in this contract, Party A has the right to recover part or all of the loan.
For the part that violates the contract, interest will be charged at the rate of% per month.
2. If Party B fails to repay the loan within the time limit, Party A has the right to recover the loan and charge interest at the rate of% per month.
3. When Party B fails to pay the interest on time, Party A has the right to terminate this contract in advance, and requires Party B to repay the loan principal, corresponding interest and liquidated damages of% daily interest rate in advance from the overdue date.
Article 11 Other agreed matters
1. Any dispute arising from the execution of this contract shall be settled by both parties through consultation. If negotiation fails, it shall be submitted to the people's court where Party A is located for ruling. During the negotiation or litigation, the clauses not covered in this contract still need to be performed.
2. Party B and Party C shall notify Party A of any major changes (such as shareholders, addresses, communication methods, operating conditions, etc.). ) within ten days.
3. Party B agrees to transfer the relevant creditor's rights to Party C after Party C pays off all the debts under this contract on its behalf. Party A may assist in handling relevant formalities and notify Party B. ..
Article 12 The Contract shall come into effect: the Contract shall come into effect after being signed by Party A, Party B and Party C, and the loan amount agreed in the Contract shall be transferred by Party A to the account designated by Party B. ..
Article 13 This contract is made in quadruplicate, one for Party A, Party B, Party C and the witness institution respectively.
Signature (seal) of Party A:
Authorized agent (signature):
Party B (signature and seal):
Legal representative or authorized agent (signature):
Party C (signature and seal):
Legal representative or authorized agent (signature):
Witness (official seal):
Witness (signature):
Date of signature: year month day.
Personal loan contract template 2
Borrower:
Mortgagee:
Guarantor:
Lender:
Loan type:
In witness whereof, both parties to this Contract have entered into this Contract on the principles of equality, truthfulness and voluntariness in accordance with the Contract Law of People's Republic of China (PRC) and other relevant laws and regulations.
Special note: Before signing this contract, the borrower and the guarantor must carefully read the terms of this contract, especially the "special note" and the bold part. If there is any ambiguity, please consult in time, and the lender will definitely give a positive answer. The Borrower and the Guarantor have the right to agree to this contract and choose other contracts, but after signing this contract, they are deemed to agree to all the terms of this contract.
Article 1 Types of loans. After examining the loan application submitted by the borrower, the lender agrees to grant the loan to him.
Article 2 Purpose of the loan: The purpose of the loan is that the borrower shall not change the purpose of the loan without the written consent of the lender.
Article 3 the loan amount. The loan amount under this contract is RMB (in words). Yuan.
Article 4 Term of loan. The loan term under this contract is _ _ _ _ months, counting from the date recorded in the loan receipt (Annex II), that is, from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Article 5 loan interest rate. The loan interest rate at the time of signing this contract is% per annum. If the legal interest rate is adjusted or the interest-bearing method is changed during the validity period of the Contract, and the loan term is within 1 year (inclusive), the original interest rate will be implemented and interest will not be calculated by installments. If the loan term exceeds 1 year, the loan interest rate will be calculated at the adjusted applicable interest rate from 1 next year. During the validity period of this contract, if the Lender adjusts the loan interest rate of this contract according to the regulations of the People's Bank of China, the Lender will announce the adjustment of the statutory loan interest rate in the business place without sending a written notice to the Borrower.
Article 6 Calculation method. The interest is calculated from the borrower's actual withdrawal date, based on the actual withdrawal amount and the number of days spent, and the calculation base is 360 days per year.
Article 7 If the above agreement is inconsistent with the loan receipt, the loan receipt shall prevail, and the loan receipt is an integral part of this contract.
Article 8 prerequisites for withdrawal. The borrower shall meet the following preconditions before withdrawing money:
8. 1 The borrower has opened an account for withdrawal, interest payment and repayment as required by the lender.
8.2 The guarantee clauses under this contract have come into effect.
8.3 In the process of applying for a loan, the borrower has provided the lender with all the documents and materials required by the lender, and these documents and materials are still valid.
Article 9 loan guarantee. All loans under this contract are guaranteed by (mortgage/guarantee), the mortgagor and the guarantor (hereinafter collectively referred to as the "guarantor" as appropriate). For specific agreement, please refer to the corresponding guarantee clauses in this contract.
Article 10 During the loan term, the borrower chooses the following repayment methods to repay the loan principal and interest. The loan under this contract will be repaid in installments (monthly/quarterly). See the repayment plan provided by the loan bank for the specific repayment amount and date (Annex 4).
1, and the interest will be paid off together with the principal; 2. Repayment of equal principal and interest; 3. Repay the principal in equal amount.
4. Increasing/decreasing repayment method 5. Pay interest on schedule and repay the principal once.
6. Pay interest every month for the first three months, and then pay the same amount every month.
7. Pay interest monthly for the first three months, and then pay the principal monthly.
8. Pay the interest monthly in the first five months, and then pay it in equal monthly installments.
9. Pay interest monthly for the first five months, and then pay the principal monthly.
Article 11 The borrower may repay all or part of the outstanding loan in advance, but shall notify the lender in advance and obtain the written consent of the lender according to the following requirements. The borrower can only repay the loan in advance once a year.
1 The borrower must submit a written application to the lender five working days before the scheduled prepayment date. Once the application is issued, it is irrevocable.
2 If the borrower repays part of the loan in advance, the repayment amount shall not be less than RMB (in words) in principle, and the loan interest charged before prepayment shall not be adjusted.
If the repayment period is changed due to early repayment, the newly agreed repayment period shall not be longer than the original period, and the loan principal and interest shall still be collected at the interest rate and repayment method agreed in the loan receipt.
If part of the loan is repaid in advance, the lender and the borrower shall renegotiate the repayment plan of the remaining outstanding loan, and the borrower shall repay the remaining loan principal and interest according to the repayment date and amount indicated in the repayment plan provided by the lender again. If the borrower repays all outstanding loans in advance, all interest shall be settled.
Article 12 The borrower makes the following statement to the lender:
1 The borrower is fully qualified and entitled to sign this contract and perform its obligations under this contract.
All documents, materials and vouchers provided by the Borrower to the Lender for the loan under this Contract are accurate, true, complete and effective.
3 The Borrower has not concealed any events that have happened or will happen in the near future, which may cause the Lender to refuse to grant the loan under this Contract.
4. According to the requirements of the lender, truthfully provide the information that should be submitted in the process of loan review, consciously accept the lender's investigation and supervision on the use of the loan under this contract, and give full assistance and cooperation;
5. Pay off the loan principal and interest under this contract according to the agreement of this contract;
6. When the personal circumstances of the borrower such as occupation, income, address, correspondence address and telephone number change, the borrower shall immediately notify the lender;
7 The performance of repayment obligations under this contract shall not be affected by disputes with any third party.
Article 13 The following events constitute an event of default under this Contract:
1 The Borrower fails to fulfill the repayment obligation on time or in full for three consecutive installments or six cumulative installments; 2 The statement made by the Borrower in this Contract is proved to be incorrect, untrue or misleading;
3. The Borrower fails to realize or abide by its commitments in this Contract or violates its other obligations under this Contract;
4. The Borrower dies, disappears or loses capacity during the repayment period, and no legal successor or legatee continues to perform the obligations under this Contract, or his legal successor or legatee refuses to perform this Contract;
5. There are other circumstances that have or may have serious adverse effects on the Borrower's performance of obligations under this Contract.
Article 14 When the breach of contract mentioned in the preceding article occurs, the lender has the right to take one or more of the following measures:
1 Require the borrower and/or guarantor to correct the breach of contract within a time limit;
2. Declare that all loans are due immediately, and require the borrower to repay all loan principal, interest and other payables immediately;
3. Require the addition or replacement of guarantors, collateral and pledges;
Declare to exercise or realize the security right under this contract.
Name and address of collateral:
Building area: unit price
Borrower:
Mortgagee:
Guarantor:
Lender:
Year month day:
Personal loan contract template 3
Name of Party A:
Address: _ Name of Party B:
Address: _ _ _ _ Address: _
Whereas: Party A applies for a small margin loan from Party B due to business needs, and both parties agree through consultation that Party B will provide Party A with the loan agreed by both parties ... Therefore, both parties hereby conclude this contract:
1. Total loan amount: RMB twenty thousand Yuan only (20 yuan).
2. Loan purpose: _ Small deposit is used for borrowing.
3. Loan term: the loan term is half a year, from June 65438+1October 1 1 to July1.
4. Loan interest rate: the loan interest rate and interest-bearing method are repaid at 2% per month.
5. Loan withdrawal: this loan is a one-time withdrawal, and the withdrawal time is the effective date of this agreement.
6. Loan repayment: Party A promises to pay the current month's interest to Party B on schedule within the loan period agreed in this agreement, that is, before 1 1 from February to July, 20, and repay all the principal to Party B in one lump sum before July, 20.
8. If Party B agrees to postpone the repayment to Party A, this agreement will remain valid. ..
9. This contract is made in duplicate, one for each party.
Party A's signature: Party B's signature: YY YY bank account number:
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