The intermediary company needs to pay a service fee of 1 after the next payment. Loan service fee: loan service fee refers to the fee charged when handling loan business, which is generally charged by banks, and the charging standard depends on local conditions. The loan service fee is generally charged by the bank, but it is also charged by a third party that helps the loan business. Loan service fees and charging standards depend on local conditions. You don't have to pay this fee to apply for a provident fund loan, but you only need to pay a guarantee fee (three thousandths of the loan amount, with a minimum of 300) and a house evaluation fee (three thousandths of the evaluation value, with a minimum of 300 and a maximum of 1500). 2. Intermediary fee: Intermediary fee is a kind of fee, which refers to the reasonable fee charged by institutions that provide intermediary services such as buying houses, renting houses and making friends for customers in the process of providing services. Agency fees are generally collected by third parties, which are generally one-off. Pay attention to asking for the invoice. There is no written provision for the collection of housing agency fees.

Second, how to charge after the loan is successful?

If the conditions are met, bank loans generally do not charge a handling fee.

Conditions for banks to apply for loan business:

1.1natural person aged 8 to 65;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule;

4. Good credit information, no bad records, and legal use of the loan;

5. Other conditions stipulated by the bank.

Third, what are the expenses after the loan to buy a car is licensed?

I. Loan expenses

The borrower needs to pay the loan fee to the bank, which is usually a certain proportion of the loan amount. The longer the loan term, the higher the fee ratio. In addition, some 4S stores also charge loan fees, but car buyers can negotiate with 4S stores. Under normal circumstances, this part of the fee can be waived.

Second, the purchase tax and vehicle use tax

Except for a few special cases stipulated in the Vehicle Purchase Tax Law, all vehicles have to pay purchase tax. At present, all vehicle purchase taxes are not paid in installments according to the displacement, and the purchase tax rate of all vehicles is 10%, but the taxable value of imported cars and domestic cars is different. Car owners also need to pay vehicle and vessel use tax. If it is a private car, the tax is generally around 500 yuan.

Three. insurance expenses

All vehicles must buy compulsory insurance to get on the road, but generally speaking, car owners will also buy some commercial supplementary insurance, such as third-party liability insurance, so the insurance premium is also a fee, but if you only buy compulsory insurance, the cost is still low, but I suggest you buy one or two commercial supplementary insurance.

Four. other charges

If it is a loan to buy a car, the borrower also needs to pay the notarization fee, which is generally 100 yuan, and the vehicle mortgage fee when the loan contract is notarized at the notary office. Most places are 300 yuan. After the loan comes down, you have to apply for a license when you pick up the car. You need to pay a license fee, usually around 300 yuan. The new car can only go on the road after the license application.

Fourth, how do banks collect bridge loan?

Hello, bridge loan has different charging standards for different customer groups. There are two specific types: 1. Charge by point. For example, crossing the bridge is 30W, 1.5 million, aiming at enterprise/company customers. 2. Charge according to fund days, such as 1002/ day, 10 1.5/ day, and subscribe for 3 cents per month. Its target customers are those customers whose current loans overdue/mortgage is about to expire.

Simply put, to repay the bridge toll, you need to borrow money from a third party for lending. At present, the charges of various guarantee companies are different, so the specific charging standard depends on what kind of guarantee company your enterprise is looking for. Generally, interest is charged one month, no matter how many days you borrow from this enterprise, as long as it is less than one month. Bridge funds are generally short-term funds, which are connected with long-term funds. Provide bridge financing, meet the conditions of docking with long-term funds, and then use long-term funds.