It usually takes 22-25 working days to lend money.

The process of mortgage loan:

1, select real estate; 2. Confirm whether the real estate built by the developer is supported by the bank to ensure the smooth acquisition of mortgage loans; 3. Apply for mortgage loan; Property buyers meet the conditions of mortgage loans, should be issued to the property buyers to agree to the loan notice or

5. Buyers can make pre-sale and sales contracts; 6. Sign a house mortgage contract. Clarify the amount, duration and other rights and obligations of mortgage loans; 7. Apply for mortgage registration and insurance. Usually, because mortgage loans are to prevent loan risks, buyers need to apply for life and property insurance;

8. Open a special repayment account; 9. After going through the relevant formalities, the loan will be included in the development fund as a one-time purchase payment of the property buyer; 10. The borrower repays the loan regularly according to the contract.

Have you learned the precautions for sharing five-loan dry goods?

1, the mobile phone number needs attention!

The mobile phone number must be in the real name registration system.

The mobile phone number must be used for more than half a year.

It was impossible to have three major operators before.

The use time of mobile phone number must be

2. The authenticity of the loan information

To apply for personal consumption loans, borrowers need to provide authentic documents and materials required by various lending institutions, such as most loan methods. This information should not be forged, according to the statistics of most institutions, this is a major reason for rejection!

3. It's important to call back!

After handling the credit card, the bank will have a telephone call back, the main purpose is to determine the authenticity of the information, but there is also such a link in the process of telephone call back, but many people ignore it. I want to remind you that there has never been such a small detail of electricity as the real reason for your loan failure!

The reason why the lending institution pays a telephone call back is to confirm the authenticity of the information submitted by the borrower. If the information obtained by the bank through telephone call back is inconsistent with the information provided by the borrower, then the bank will definitely question the borrower's character and situation and will not approve it at all.

4. Cherish personal credit!

With the improvement of personal credit information system, its data is no longer limited to the traditional operation fields such as credit records, and its attention gradually turns to the business fields that provide comprehensive social data services. Therefore, various credit reporting agencies have compared the loan situation. Once it is included in the "credit blacklist", it is difficult to eliminate this stain. Please cherish your personal credit.

5. Work-related information requirements

It is very difficult to apply for some high-risk industries, so we can only think of other ways. These are high-risk industries: coal mine, construction industry, dangerous chemicals industry, aircrew and so on.

It is best to fill in the workflow, work certificate, business card and work card, which are all work-related information. It would certainly be helpful to submit them.

If you master the above five dry goods, you can increase the success rate of the loan. Have you learned?

In addition, everyone must choose a formal lending institution when choosing a lending institution.

Second, what do you mean by rural commercial bank's mobile banking loan?

Mobile banking in rural commercial banks can lend money after the loan is successful, that is, after passing the loan review, which is called interim lending.

3. What is the loan in ABC's mobile banking?

It will take 1-3 working days to determine whether it will arrive. If it arrives, you can find it. Come back before you arrive.

Look carefully, brother: 1-3 working days.

Today's Sunday and yesterday's Saturday are non-working days, so they can't be counted.

Fourth, why does the mobile phone of entrepreneurial farmers' loan show that the loan has been issued?

The IOU shows that the loan has been released and the money has not yet arrived. What happened? The reason why the loan has been issued but the money has not arrived.

1 Error in receiving bank card.

When applying for a loan, you need to fill in the receiving bank card. If the bank card is filled in incorrectly, the system will not be able to pay when the loan is issued, which will lead to the situation that the loan funds show that the loan has been issued but the money has not yet arrived.

2 loan extension

If the loan has been issued but the money has not arrived, it may be caused by the system delay, because the system will show that the money has been paid, but the arrival time is delayed, because the arrival time of different bank cards is different, and there will be a delay.

The loan has been released but the money has not yet arrived, which is mainly caused by the above reasons. Therefore, if the loan has not yet arrived, it can be solved according to the above reasons. If it hasn't arrived for a long time, you can call the loan customer service to seek a solution.