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For most people, after working hard in a city for a long time, they will naturally want to have a place of their own in the local area. house so that you can take root in the city. Some people want to buy a house, but they do not have a local household registration. They are worried about being restricted when buying a house. So can they buy a house without a local household registration? Let’s go and take a look with the editor. I believe it will bring you different insights.

Can I buy a house if I don’t have a local household registration?

You can buy a house if you don’t have a local household registration, but you need to meet certain conditions. If you are applying for a mortgage to buy a house, you need to provide local tax certificate or social insurance for more than one year. If proof of payment cannot be provided, the lender will apply the differentiated housing credit policy for the second (and above) homes. In addition, if it is the first home, the down payment will be 30% of the total purchase price, and the down payment for the second home will be 60% of the total purchase price.

What are the procedures for buying a house locally if you have a non-local household registration?

1. Intra-house transfer

For buying a house in this situation, you must first bring your household registration book and ID card to the house. When handling the transfer of household registration in the local place of residence, if it is a marriage transfer, copies of the marriage certificate and family planning certificate must be submitted; if the transfer is a house separation, house purchase or house construction, a copy of the real estate certificate must be submitted.

2. Moving between places

Take your household registration book and ID card to the relevant local department to apply for a certificate of approval to move in; if it is a marriage move, you must submit your marriage certificate and Copies of family planning certificates, etc.; for house allocation, house purchase and house construction, a copy of the real estate certificate must be submitted. With the move-in approval certificate issued by the police station where you are moving in, go to the police station where you are moving out to apply for the "Inner City Relocation Certificate", and then go to the police station where you are moving in to go through the move-in procedures.

3. Inter-regional relocation

Take your household registration book and ID card to the relevant local department to apply for a certificate of approval to move in; if it is a marriage move, you must submit your marriage certificate and Copies of family planning certificates, etc.; for house allocation, house purchase and house construction, a copy of the real estate certificate must be submitted. After review and approval by the branch, with the move-in approval certificate issued by the police station where you are moving, you can go to the police station where you are moving to apply for an "Inner City Relocation Certificate", and then go to the police station where you are moving to go through the move-in procedures.

Summary: Okay, the above is an introduction to the content of whether it is possible to buy a house without a local household registration. I hope it can provide you with some help. I believe that in the future, in the process of understanding whether it is possible to buy a house without a local household registration, friends will Be more comfortable and get satisfactory answers.

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