The conditions required for a loan are different under different circumstances. Take personal business loans as an example:

Loan terms:

1, 18 to 65 years old, People's Republic of China (PRC) citizens with full capacity for civil conduct;

2. Have a local permanent residence or valid residence status, and have a fixed residence and business premises;

3. Stable income and good credit;

4. The borrower has a certificate of legal operation;

5. Other conditions stipulated by Suzhou Bank.

Extended data:

Application materials:

1, valid identity documents, marriage certificates and household registration certificates of the borrower and spouse;

2. Proof of economic income recognized by the bank (such as the borrower's family income certificate, tax payment certificate, bank statement, bank deposit, etc.). );

3. Business license, code certificate, tax registration certificate, articles of association, capital verification report, loan card inquiry report, market operation booth certificate, agricultural land use certificate, affiliated agreement, contract, etc. Enterprises operated or invested by the borrower;

4. Recent financial statements (if any) of the enterprise operated or invested by the borrower, bank statements for the last three months, tax payment vouchers or water and electricity payment vouchers, etc. ;

5. Other relevant materials stipulated by the bank.

Official website of Suzhou Bank-Personal Commercial Loan