Different banks have different credit lines for Xiaowei enterprise credit loans business. For example, Ping An Bank's "New One Loan" has a maximum credit line of 500,000 yuan, and Standard Chartered Bank's "Enterprise" has a maximum credit line of 6.5438+0.5 million yuan. The same bank has different credit lines for different micro-enterprise credit loans products. For example, China Construction Bank has four small and micro enterprise credit loans products, namely "credit loan", "good financial loan", "settlement" and "venture loan". The maximum credit line of "credit loan" can reach 2 million yuan. If the business owner is a private bank customer of China Construction Bank, the maximum credit line is100,000 yuan. The "maximum loan balance" of "Haorongtong Loan" is an overdraft loan with a credit line of 500,000 yuan; The maximum credit line of "venture loan" is 6.5438+0 million yuan.

2. What is the maximum amount of small and micro fast loans of CCB?

The maximum amount of small and micro fast loans of CCB is 2 million.

Credit quick loan is a sub-product of small and micro quick loan of CCB, which is suitable for enterprises or business owners who have deposits, account settlement, house mortgage and pos transactions in CCB accounts. Anyone who meets any of the above conditions can apply for a sub-product credit fast loan with a maximum loan amount of 2 million yuan.

3. What is the loan amount that banks generally give to small and micro enterprises?

The amount of bank loans to small and micro enterprises is mostly determined by the qualifications of small and micro enterprises:

In line with the national or regional support for high-tech enterprises, you can apply for interest-free or venture loans or support funds;

Assets under the name of small and micro enterprises;

Tax payment of small and micro enterprises;

Enterprise income and operating conditions, etc.

The quota itself is there.

4. What is the loan amount for small enterprises?

The small enterprises referred to by the CBRC refer to enterprises with a total credit of more than 5 million yuan (inclusive), total assets of 6.5438 million yuan (inclusive), or a total credit of 5 million yuan (inclusive) and annual sales of more than 30 million yuan (inclusive).