2. It is a reconfirmation of the payment of the main contract, which has nothing to do with the responsibility of the main contract.
3. Interest is calculated according to the agreement. If there is no agreement, it shall be recalculated from the repayment plan (agreement).
To sum up, the repayment plan (agreement) is a negation of the previous contract and a new determination.
Extended data
Article 196? A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.
Article 197? A loan contract shall be in written form, unless otherwise agreed between natural persons.
The contents of the loan contract include the loan type, currency, purpose, amount, interest rate, term and repayment method.
Article 198? When concluding a loan contract, the lender may require the borrower to provide a guarantee. The guarantee shall comply with the provisions of the Guarantee Law of People's Republic of China (PRC).
Article 199? When concluding a loan contract, the borrower shall provide true information on the business activities and financial status related to the loan as required by the lender.
Article 200? The loan interest shall not be deducted from the principal in advance. If the interest is deducted from the principal in advance, the loan will be repaid according to the actual loan amount and the interest will be calculated.
Article 20 1? If the lender fails to provide the loan according to the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses.
If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.
Article 2 1 1? If the loan contract between natural persons does not stipulate or clearly stipulates the payment of interest, it shall be regarded as non-payment. If the loan contract between natural persons stipulates to pay interest, the loan interest rate shall not violate the relevant provisions of the state on limiting the loan interest rate.
China Court Network-People's Republic of China (PRC) Contract Law