1, mobile phone number usage: check the mobile phone usage, such as consumption, contact frequency, etc. Generally speaking, the newly opened mobile phone number cannot pass the loan review, and the mobile phone number of online loan needs to be used for more than 6 months. Also, cross-check the local address book through the captured phone bill to verify whether the emergency contact provided by the user often contacts. If there is no call record, it is usually suspected of fraud. Fill in the emergency contacts of close friends and relatives, and the loan may also be refused.

2. Check whether there is collection: Lenders can check the call records and text messages to find out whether there is collection information. If the number is large, it means that you have already borne a lot of debts, and the lending platform will reject your application.

3. Common contacts: Some people will register a mobile phone number in advance when applying for a loan, and fill in some emergency contacts randomly, because they are afraid that the lending institution will overdue the collection. So, by looking at the phone number, you can see whether you have frequent contact with people in the address book. If the call interval is too long, the loan will be affected.

Second, what is the use of applying for a loan mobile phone number? Can see these!

Whether handling bank loans or applying for private loans, mobile phone number is an important tool, which can not only contact borrowers at any time, but also play a role in verification in the Internet age. In fact, a lot of information can be obtained by authorizing the mobile phone number. Let's have a look.

1, mobile phone number usage. Check mobile phone usage, such as consumption and contact frequency. Generally speaking, the newly opened mobile phone number cannot pass the loan review, and the mobile phone number of online loan needs to be used for more than 6 months. Also, cross-check the local address book through the captured phone bill to verify whether the emergency contact provided by the user often contacts. If there is no call record, it is usually suspected of fraud. Fill in the emergency contacts of close friends and relatives, and the loan may also be refused. 2. Check whether there are institutions that collect loans. By looking at the call records and short messages, you can know whether there is any collection information. If the number is large, it means that you have already borne a lot of debts, and the lending platform will reject your application. 3. Common Contacts Some people will register a mobile phone number in advance when applying for a loan, and fill in some emergency contacts randomly, for fear that the lending institution will overdue the collection, so by reviewing the mobile phone number, you can check whether you have frequent contact with people in the address book. If the call interval is too long, the loan will be affected. The above information is generally checked by private lending platforms, but not by banks and financial institutions. After all, it involves privacy, but borrowers will be required to authenticate their mobile phone numbers for more than half a year to prevent people from registering new numbers to defraud loans.

Third, why is the new mobile phone card known by online loans?

There are two possibilities to solve this problem. One possibility is that the user automatically reads the new mobile phone number on the mobile phone without changing the mobile phone; Another possibility is that the online lending platform is associated with the user's mobile phone address book, and the friends of the user's mobile phone address book are also users of the platform, and the online lending platform reads the user's new mobile phone number through the friend address book.

2. Will the online loan platform App read the user information?

The answer is yes. After the user installs the App, the online lending platform has the right to read personal information such as the user's mobile phone address book, call records, photos and geographic information in the authorization link.

3. After deleting the call records, can users still read personal information?

The user provides the service password of the operator, such as reading the call record from the operator. It can be solved by modifying the operator's password, but the information that has been read before is irreversible.

4. After uninstalling the App, can the platform still read personal information such as user photos and locations?

In this information age, the Internet giant Facebook has the problem of revealing users' privacy, not to mention rogue software without credit. Some software will install sdk on the user's mobile phone when downloading. The uninstall App is invalid at this time and needs to be refreshed. However, Apple mobile phone users can directly uninstall the App.

5. The user's bank card is deducted by the online lending platform without knowing it. Is it effective to untie the bank card?

In the loan network platform, it is useless to untie Alipay and bank cards. If you really want to avoid this kind of secret deduction, you might as well change a new bank card directly.

In the face of the mushrooming online financial platform in the market, users should keep their eyes open when choosing and choose a reliable platform for loan application.

4. Why do children know my mobile phone number when they borrow money online?

Leave the phone number of the contact person when you borrow it.