The credit report is valid for about 7-15 days. Now the new version of the credit report is updated in real time, and the relevant information will change. Therefore, after the credit report is printed, it has a validity period of about 7-15 days. The regulations of each bank are different. After the validity period stipulated by the bank, the credit report becomes invalid and needs to be printed again.
the validity period of personal credit report often determines the specific use of personal credit report, so for personal credit report, personal credit report can only be used within the validity period.
personal credit report can be printed online or offline. However, because the online printed credit report is a simple version of the credit report, it is generally only suitable for users to know their own credit information. If you apply for a loan in a bank, the bank usually requires the borrower to provide a detailed credit report, so you must set up an offline outlet of the personal credit report self-service inquiry machine or print it at the counter of the People's Bank of China. How long is the validity period of personal credit information?
Personal credit report is valid for about 7-3 days, and the regulations of each bank are different. Please consult the bank for details. Generally speaking, if the credit report is printed for more than one month, it should be said that it is definitely invalid, because the basic database of personal credit information of the People's Bank of China is updated once a month. How long is the credit period valid?
The validity period of the credit report is usually 7-3 days, which is subject to the regulations of the bank. Because the credit information system of the personal central bank is updated once a month, the personal credit information report may change if it exceeds one month, so the shorter the printed credit information report, the better.
in addition, there are two ways to print the credit report: online, it is printed through official website, the credit center of China People's Bank, and offline, it needs to go to a bank outlet where the credit report can be printed.
online printing process: log in to official website, Credit Information Center of China People's Bank-click Start Now-register new users-select bank card/question/digital certificate for identity verification-select credit information report (summary, simple and complete) after passing-wait for identity verification code after submission-enter the identity verification code to view the credit information report-select Print on the credit information report webpage.
if you choose to check the credit report online, you don't need to bring information, just fill in your personal information and receive the identity verification code. Strictly speaking, you only need a mobile phone and a printer (you can print it outside). If you choose to print at bank outlets or self-service machines, you need to bring your ID card and mobile phone.