Because in order for buyers to submit loan information for review first, they will enter the online signing procedure after confirming the loan qualification is ok. The main reason is that the seller is afraid that the buyer's loan qualification is not enough, which leads to the failure of the transaction and reduces the trouble of formalities. But if it is from the buyer's point of view, the first online signing and then the loan can guarantee the authenticity of the house. Therefore, different angles lead to different orders of loans and online signing.

What are the precautions for online signing?

1. Related qualifications: When the buyers prepare for the online signing, they must let the developers produce five certificates for inspection. The purpose of this is because developers with incomplete documents can't sign online, and at the same time, buyers' qualifications for purchasing houses have not passed the audit and can't sign online. Both parties must be qualified at the same time to sign online.

2. Relevant information: Property buyers need to prepare some relevant information when signing online, so they should prepare the information when going to the real estate department. Generally, the information they need is: ID card, household registration book, marriage certificate, social security deposit or individual tax deposit record, and some cities will require temporary residence permit. In addition, loan customers also need to carry loan certification materials.

3. Formal contract template: Generally, buyers will sign online after signing the contract, so buyers must be cautious when signing the contract. They must use the standard contract text uniformly printed by the relevant departments, and carefully fill in the listed terms, pay attention to the details, and never fill in the wrong ones. Whether the rights and obligations filled in by both parties to the contract are equivalent.

4. Confirm the house information: When the buyers sign online, they should also check the relevant information of their houses to ensure that there is no mistake or omission in the house information, because once it is entered into the system, it is difficult to change it. In case it's really wrong, it's a waste of time to take a lot of documents and certificates to the relevant departments to apply for revision, so be careful when filling them out to avoid mistakes.

5. Repeated consideration of the contract: Under normal circumstances, developers will require buyers to sign a paper-based house sales contract with themselves on the day of online signing, so buyers must read the contract terms carefully during the signing process to prevent future rights and interests from being guaranteed.