2.150,000 * 30% = 45,000 * 80% = 36,000-10000 = 26,000 yuan (150,000 is the vehicle value, 30% is the insurer's liability, and 80% is the insurer's liability.
38,000+400,000 = 1.2 million, and the compensation amount is1100,000 (the maximum insured amount is1100,000, and the insurance company's compensation shall not exceed the insured amount).