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Do I have to go to the bank to apply for an online loan first?
It is suggested that you can apply for loans through formal banking channels, such as the "online loan link" of Agricultural Bank of China.

Online lending refers to small consumer loans issued by Agricultural Bank of China to individual customers of Agricultural Bank who meet certain conditions in cash, with independent application, quick receipt, automatic approval and independent credit granting. It is recommended that you apply through formal channels, and don't trust the information of online lending platforms.

The following is the application process of Pocket Bank:

Step 1: Please log in to Pocket Bank and click the "Loan" option on the home page, as shown below:

Step 2: Select the "Netjet Loan" product, as shown in the following figure:

Step 3: Enter the NetJet loan introduction page, where the advance loan amount can be displayed, and click "Apply Now", as shown in the following figure:

Step 4: Enter the application page, select the loan purpose, loan and repayment account (must be Zhang Yin's registered account), confirm personal contact information, check the consent option below, and then select Submit, as shown in the following figure:

Step 5: Select the loan and enter the signing information interface. After confirming that the information is correct, click Next to enter the face-brushing authentication. After the authentication is successful, click Start Authentication to enter the final signing interface, click OK to verify the security tool (KBao or KOrder), and then jump to the signing interface. After signing the contract successfully, you can click "Lending" directly.

Tips: The online loan application time is from 7: 00 to 22: 00 every day, and there will be a maximum limit every day. If it exceeds the quota of the day, the system will prompt "the quota that can be applied for today has been used up, please apply again the next day", and the quota will be restored at 7:00 the next morning.

2019 From July 25th, new online loan customers can apply for loans through personal banking channels or super-counter channels. Personal online banking channel has been suspended, but they can still handle loan inquiry and repayment. For existing customers, personal online banking can inquire and repay loans, but cannot lend. If it is necessary to operate a loan business, it must be handled through a personal bank.

The actual loan of China Agricultural Bank is subject to the system approval. If you have any other questions, please contact the local personal loan center.

(Answer time: April 25th, 20021year. In case of business changes, please refer to the actual situation. )