Legal analysis: Yes. Small secured loans for self-employed. In addition to engaging in non-state restricted industries, self-employed retired soldiers can apply for a small secured loan of up to 65,438+10,000 yuan at the place of entrepreneurship; For partnership enterprises or small enterprises, you can apply for a "bundled" loan of up to 500,000 yuan, and enjoy financial discount according to regulations. In that year, the labor-intensive small and micro enterprises that newly recruited retired soldiers reached more than 30% of the existing employees of the enterprise, signed labor contracts with them 1 year or more, paid social insurance premiums according to law, applied for a small secured loan of no more than 2 million yuan according to regulations, and gave preferential treatment at 50% of the benchmark loan interest rate.

Legal basis: Interim Measures for the Administration of Personal Loans.

Article 11 An individual loan application shall meet the following conditions:

(1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; ?

(2) The purpose of the loan is clear and legal; ?

(3) The amount, duration and currency of the loan application are reasonable; ?

(4) The borrower has the willingness and ability to repay; ?

(5) The borrower's credit status is good and there is no significant bad credit record;

(6) Other conditions required by the lender. ?

Article 12 The lender shall require the borrower to apply for a personal loan in writing, and require the borrower to provide relevant materials that can prove that it meets the loan conditions. ?