The loan interest rate of Bank of Communications is based on the benchmark loan interest rate issued by the People's Bank of China, and will fluctuate according to individual qualifications.

Short-term, medium-term and long-term loans: the interest rate for loans under 65,438+0 years (inclusive) is 4.35%, for loans between 65,438+0-5 years (inclusive) is 4.75%, and for loans over 5 years is 4.9%.

Provident fund loans 1-5 years (inclusive), the interest rate is 4.75%, loans for more than 5 years, the interest rate is 3.25%.