If you use a provident fund loan to buy a house in Beijing, the "house recognition" here refers to the house in Beijing recognized by the provident fund loan center, excluding the house in your hometown. The “acknowledgement of the house but not the loan” for provident fund loans means that the provident fund management center only verifies the properties registered in Beijing and signed online under the names of the homebuyer’s family (couple and minor children) to calculate the number of units. It does not matter whether the previous home buyer has a loan history, owns a house in other places, or has transferred the property. This means that whether a Beijing-based family or a non-Beijing-based family uses a provident fund loan to buy a house in Beijing, as long as the housing transaction ownership information query system of the Beijing Municipal Housing and Urban-Rural Development Commission shows that the borrower applicant does not have a house, he or she will be eligible for the first house purchase. Loan policy for owner-occupied housing. If it shows that there is one set, the loan policy for the second set will apply.

To sum up, the above is the explanation of "acknowledge the house but not the loan". If you use a provident fund loan to buy a house, the loan policy for the first home will apply.