Legal analysis: If you owe money to the bank and the bank fails to repay it for many times, you can sue to the court and apply to the court to enforce your property after the court's decision. If you have the ability to refuse to execute the judgment of the court, the court will take detention and fine measures against you, and the serious circumstances constitute the crime of refusing to execute the judgment. Of course, if you don't have the repayment ability and the court can't enforce it, then you will be included in the list of untrustworthy people and you are forbidden to spend too much. After you have the executable property, the bank will apply to the court for enforcement. Therefore, it is a good idea to take the initiative to repay.

Legal basis: People's Republic of China (PRC) Civil Procedure Law.

Article 17 The basic people's courts shall have jurisdiction over civil cases of first instance, except as otherwise provided by this Law.

Article 18 The Intermediate People's Court shall have jurisdiction over the following civil cases of first instance:

(1) Major foreign-related cases;

(two) cases that have a significant impact in the region;

(3) Cases determined by the Supreme People's Court to be under the jurisdiction of the Intermediate People's Court.

Article 119 A prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.