After loans overdue received the lawyer's letter, the user should try to settle the arrears as soon as possible, and then contact official website online customer service to ask the other party not to file a lawsuit, and promise that the individual will settle the arrears as soon as possible. After receiving the reminder letter, users should maintain a stable attitude and try not to let the other party sue individuals. Once the other party files a lawsuit, the people's court will try it, which will have a great impact on personal credit. Moreover, the court decision requires users to repay without repayment, and it is very likely that they will be applied for compulsory execution, and those who refuse to execute will be classified as untrustworthy enforcers. I owe you this. I can't repay you. What if I receive a letter from a lawyer?

How soon will loans overdue sue?

Under normal circumstances, the loan company has the right to file a lawsuit in loans overdue for more than three months, and if most people do not file a lawsuit for a long time, it is probably because the overdue loan amount is not too large. If the customer intentionally overdue, and the amount of overdue loans is huge, it is likely to suffer litigation risks. In order to avoid this situation, the customer had better pay off the loan, and the longer the overdue time, the worse.

Steps to discuss with Alipay platform

1. After loans overdue, directly contact the service platform 95 188, and the loan of Huabai will be transferred to 2, and the loan of online merchants will be transferred to 3;

2. Tell the online customer service about personal situation, loans overdue reasons, repayment willingness and so on. You can make your personal situation moderately difficult, but you have to be unrealistic. This step is very important. If the online customer service can be sure that the user really has difficulties, then you can enter the third step. If the online customer service doesn't trust the user, the customer service will directly reject the user or directly tell the user that there is no relevant policy, and then recommend the user to the post-loan management unit;

3. After the online customer service thinks that the user does have a problem, it will help the user to open a channel connection on Alipay wallet and notify the user to submit relevant information for approval;

4. After the materials are approved, the online customer service staff will contact the user directly to communicate the repayment matters and inform the plan of delaying repayment.

This article is mainly about how to repay the loan, and what to do when you receive a letter from a lawyer. The content is for reference only.