2. Proof of housing registration information issued by the payer of housing provident fund and the housing management department where the house is purchased;
3. Unmarried persons need to issue an unmarried certificate to the civil affairs department;
4, to the housing provident fund deposit unit issued proof of income (form online download or counter to receive);
5. Bring relevant originals and copies to the counter to apply for loan acceptance;
6. The center approves the loan, and the borrower signs a contract with the undertaking bank;
7, the borrower to the real estate transaction department for mortgage registration;
8. Responsible for bank approval and loan issuance.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 394 Where the debtor or a third party mortgages the property to the creditor for the purpose of guaranteeing the performance of the debt without transferring the property, and the debtor fails to perform the due debt or realize the mortgage right according to the agreement of the parties, the creditor has the right to be paid in priority for the property.
The debtor or the third party specified in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property that provides guarantee is the mortgaged property.
Article 425 Where the debtor or a third party transfers his movable property to the creditor to guarantee the performance of the debt, and the debtor fails to perform the due debt or the creditor has the right to be paid in priority for the movable property.
The debtor or the third party specified in the preceding paragraph is the pledger, the creditor is the pledgee, and the delivered movable property is the pledged property.