The company can borrow money to buy a house. When a company borrows money to buy a house, it needs good credit, stable operating conditions, a purchase contract, the ability to pay a down payment of not less than 50% of the defense evaluation price after the full purchase price, and an agreement to use the purchased house or assets recognized by the loan bank as collateral.

legal ground

Article 17 of the general principles of loans

The borrower shall meet the following basic conditions when applying for a loan: the products are marketable, the production and operation are profitable, the credit funds have not been misappropriated, and the credit is strictly observed:

(a) has the ability to repay the principal and interest of the loan on schedule, and the original loan interest payable and the loan due have been paid off; If there is no repayment, a repayment plan approved by the lender has been made;

Two, except for natural persons and institutions that do not need the approval and registration of the industrial and commercial departments, the annual inspection procedures shall be handled by the industrial and commercial departments.

3. basic account or general deposit account has been opened;

Four, unless otherwise stipulated in the State Council, the accumulated amount of overseas equity investment of limited liability companies and joint stock limited companies shall not exceed 50% of their total net assets;

Verb (abbreviation of verb) The borrower's asset-liability ratio meets the requirements of the lender;

Six, to apply for medium and long-term loans, the proportion of new project owners' equity in the total investment required by the project is not less than the proportion of investment project capital stipulated by the state.