1, the basic data does not meet the requirements.
5 1 The application conditions for credit must meet the following requirements:
1) Chinese mainland residents aged 22-55 and office workers who have just graduated can apply, and those who have stable jobs around the age of 30 have a higher payment rate.
2) Holding a credit card that I often use, if there is no credit card, it will basically be rejected, and the credit history of the credit card is good. The higher the monthly repayment flow, the better.
3) Personal real information, such as work income, type, provident fund, RV, identity verification, etc., must be filled in completely.
4) I have a mobile phone in the real name registration system. Maybe some borrowers just changed their mobile phone numbers. Although it meets the requirements of real-name registration system, it takes too short time, which will result in a limited amount of money.
5) Have a stable income and units, self-employed, freelancers, college students, shopkeepers, etc. Cannot apply successfully.
2. Other auxiliary conditions
1) prepayment. It's easy to get stuck in a routine after borrowing it for a few days. You are not short of money. What can I do so early?
2) Credit card bill. You should know that 5 1 credit card is a platform of 5 1 credit card. Credit card bills must be imported to obtain the limit, and the repayment record and amount of credit card bills can affect the next repayment rate. It is recommended to import more credit cards with high limit, common use and high repayment amount, and remember to import them every month.
3) Overdue repayment, needless to say, 5 1 individual loans overdue will basically be blacklisted for one day.
4) There is a limit ≠ you can pay, and the limit of 5 1 credit card only means that you are eligible to apply. Re-examine the withdrawal application and screen personal qualifications, credit information and credit card bills. Only those who meet the requirements will successfully quit.
5) The quota is not enough. 20 18, the online loan market is generally not good. The loan amount is small and the risk control is strict. Because every application for 5 1 personal loan needs to be reviewed, it may be that the loan amount is not enough this time.
In short, if you are rejected this time, don't submit the application again. I suggest you check whether you are eligible to withdraw cash after 1-3 months.