After the loan is issued, a loan contract, a guarantee contract and an entrusted deduction agreement should be signed to facilitate account opening and withdrawal. After the loan comes down, the borrower shall repay the principal and interest of the loan according to the repayment plan and repayment method agreed in the loan contract.

legal ground

Article 25 of the general principles of loans

If the borrower needs a loan, he should apply directly to the host bank or the agent bank of other banks. The borrower shall fill in the loan application, including the loan amount, loan purpose, repayment ability and repayment method, and provide the following information:

1. Basic information of the borrower and guarantor;

Two, the financial report of the previous year approved by the financial department or accounting firm, and the previous financial report before applying for a loan;

Three, the original unreasonable occupation of loans to correct the situation;

4. List of collateral and pledge, as well as the certificate that the person who has the right to dispose of the collateral and pledge agrees to guarantee, and the relevant documents that the guarantor agrees to guarantee intention;

Verb (abbreviation of verb) project proposal and feasibility report;

Other relevant information deemed necessary by the lender.