Can a self-built house be used as a food processing factory?
Ordinary houses cannot be used for business. Please consult the Housing Authority or the Industrial and Commercial Bureau for details.
1. Self-built houses belong to individual living places, and food processing plants belong to public places. Wrong person, it should be possible without large equipment. But if people are crowded, it is necessary to consider whether the fire evacuation meets the requirements. If it is above the second floor, it is necessary to consider whether the floor meets the load requirements of dense personnel and equipment.
2. According to different areas, the practical area of the factory building should be more than 300 square meters. If the venue is fine and the equipment meets the requirements, you can apply, but you are not sure whether you can pass it at one time.
How to apply for a loan for a self-built house?
1. Submit the application
The applicant is prepared to apply for the information needed for the loan from the bank, fill in the application form as required, and submit the information to the bank for review.
2. Bank audit
After accepting the applicant's loan application, the bank will review the applicant's application materials to verify whether these materials are complete and true. After the audit is completed, the bank will inform the applicant of the audit results. If it passes, go to the bank for follow-up procedures. If not, the applicant will be told the specific reasons.
Step 3 sign a contract
If the applicant receives the notice from the bank, he will go to the bank with relevant information, negotiate with the bank about the loan amount and loan term, and then sign a loan contract.
4. Go through the mortgage formalities
Mortgage loan needs mortgage, so after signing the loan contract, the applicant needs to go through the formalities of mortgage and loan insurance.
5. Bank loans
After the formalities are completed, the bank will release the loan to the account designated by the applicant on the agreed date, and the applicant only needs to repay the loan on time.
After the above text introduction, you should have understood whether the self-built house can be used as a food processing factory and how to apply for a loan. If you want to be a food processing factory, there are still some requirements for building your own house, and you should do a good job in relevant fire control facilities. After applying for a loan from a self-built house, you must go through the procedure after meeting the relevant loan conditions.