Some families will be richer economically and will consider buying another house. Some are because there are many family members, and some are because of children's problems. Let's take a look with Bian Xiao. How much is the down payment for the second house purchase?

How much is the down payment for the second house purchase?

1. If a house is paid in one lump sum, then the down payment for the second home loan is 30%;

2. The first house loan, the loan is paid off, and the house loan for buying another suite is still 30% down payment;

The first home loan has not been paid off, and the house purchase loan is a second loan, and the down payment is 60% of the total house price.

What is the second purchase policy?

1. Family members include the borrower, spouse and minor children, with a down payment of 50% and the interest rate 1. 1 times higher. If you sell this house and then borrow money to buy a house, you can borrow money according to the first suite.

2. The bank recognizes that the second suite is a house and a loan. Even if the house is sold, there is no house under the family name, but there is a loan record, and then buying a house is also considered a second suite.

3. First-time buyers also lend money, and the provident fund loan policy is relatively strict. As long as the borrower has a loan record, whether it is settled or sold, even if it has not used the provident fund loan, it is the first time to buy a second suite, and the down payment ratio is 50%.

4. One party borrows money to buy a house before marriage, and the other party borrows money to buy a house after marriage. You can provide a single certificate after marriage, and the other party's purchase of a house is also considered as a second suite.

At the end of the article, how much is the down payment for the second house purchase? If a house is paid in full at one time, then the second home loan will be paid down by 30%; The first house loan is paid off, and then buying a house loan is still a down payment of 30%; The first home loan has not been paid off, and the house purchase loan is a second loan, and the down payment is 60% of the total house price.

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