Mortgage loans are generally commercial in nature, while housing provident fund is generally a national housing welfare fund (with low interest rate), so it has different purposes; Provident fund loans can only be used once. The maximum loan amount (in Dalian) is 400,000 for one person and 500,000 for two people. According to the specific situation of the house, each place has its own regulations, and the loan can reach 60% of the total value of the house (for the first time).

Hope to adopt, thank you.