Answer: A, B, C, D, E

In addition to the five basic conditions A, B, C, D, and E, individual commercial housing loan borrowers should meet , should also meet the following conditions: (1) Have paid a down payment of more than 50% (inclusive) of the market value of the purchased commercial house (the down payment ratio for commercial and residential dual-use houses must be 45% or more), and provide a down payment bank Invoice or down payment invoice or receipt issued by the seller. (2) Open a personal settlement account at the bank. (3) Provide mortgage guarantee to the lender with the commercial property the borrower intends to purchase. (4) If two or more borrowers *** apply for a loan at the same time, the borrowers of *** are limited to spouses, children and parents; the same borrowers who are the same as *** are not subject to the above provisions. limit. (5) Other conditions specified by the lender.