1. The applicant is an enterprise legal person, other economic organizations or individual industrial and commercial households with certain self-owned funds and independent accounting;

2. The warehousing company is recognized by the bank and has a good reputation and economic strength to bear responsibility;

3. The pledged warehouse receipt must meet the following conditions:

(1) must be the warehouse receipt of the goods for which the pledgor has full ownership, with complete records;

(2) In principle, the warehousing company issuing warehouse receipts must be a professional warehousing company with certain qualifications recognized by the bank.

4. The goods under the pledged warehouse receipt must meet the following conditions:

(1) Clear attribution;

(2) the intangible loss is small, it is not easy to deteriorate, and it is easy to preserve for a long time;

(3) the market price is stable, with little fluctuation, and it is not easy to depreciate out of date;

(4) wide application and easy realization;

(5) The specifications are clear and easy to measure;

(6) The products are qualified and meet the relevant national standards.

5. Other conditions required by the bank.