When buying a house, the bank is running. In the end, your income must be more than twice that of the mortgage. If you are an office worker, it mainly depends on your salary. If you are in business, he will follow all your running water and finally push it back.

Second, how can the bank flow of housing loans be qualified?

When buying a house, the bank is running. In the end, your income must be more than twice that of the mortgage. If you are an office worker, it mainly depends on your salary. If you are in business, he will follow all your running water and finally push it back.

Third, what is a qualified bank flow?

1, save more and take less. Deposit 1000, take 500, otherwise it is invalid, and the expenditure is greater than the income;

2. The deposit time and amount of credit loans are fixed;

3. If the salary is in cash, the bank running water cannot reflect the salary income of the transferor, but if it is deposited regularly, it can also reflect the effective income;

Part of the business that can't deposit or withdraw money within 4.24 hours;

Fourth, housing loans: how do banks judge loans according to the bank's running water?

Search: house loan: how do banks judge loans according to running water?