1. Rural low-income groups and small enterprises do not need any collateral when making small loans, but only need to use credit or have a third-party guarantee;

2. Vigorously promote credit loans, so that rural residents can directly provide peer-to-peer lending services with lending platforms.

The above is the model of rural revitalization loan.

How to activate rural finance

1. Formulate a credit information system and mortgage standards that are in line with local development, improve the rural financial structure, make rural finance popular, and let every resident participate;

2. Introducing the emerging technology of financial market into rural areas, so that the new investment industry will collide with the rural economy, promote the integrated development of the two, and bring new vitality to rural finance;

3. Continuously improve rural basic financial service facilities and reform the rural financial system;

4. Strengthen policy support, so that more financial institutions are willing to settle in rural areas and provide better services and products for rural people;

5. Pay attention to the popularization and application of the Internet, and let the Internet drive the development of rural finance.