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Is the credit loan of Chengde Bank risky?
The credit risk of Chengde Bank is relatively small.

Banks and internet companies have more cooperation in lending. There are many banks behind products such as ant flower buds and JD.COM gold bars. With the strengthening of the supervision of internet joint lending and loan assistance, the consumer loan products of these banks are also facing adjustment. The loan balance of Chengde Bank was 76.284 billion yuan, an increase of 65,438+00% over the beginning of the year.

According to the rating report, driven by the retail transformation strategy, the growth rate and proportion of retail loans of Chengde Bank continued to increase, and the consumer loan business of cooperation between Chengde Bank and head Internet companies occupied a certain scale.