If you apply for a personal small business loan, you'd better have a business license, which will be easier to handle. If you don't have a business license, you can apply for a personal credit loan.

Conditions for applying for personal business loans:

1. has full capacity for civil conduct and is under 50 years of age.

2. Hold the industrial and commercial business license, tax registration certificate and relevant business license issued by the administrative department for industry and commerce.

3 engaged in legitimate production and business activities, the project has development potential or market competitiveness, and has the ability to repay the loan principal and interest on schedule. 4. Good credit standing, law-abiding, and no bad credit and debt records.

5. Having a fixed domicile and business premises in this institution.

For more loan-related information, please check my "space".