1. Does it meet the policy requirements? Discounted loans are policy-oriented, and the government or relevant institutions usually formulate targeted discount policies according to different economic policies and industry development needs.
2. Repayment ability: When reviewing loan information, banks or financial institutions need to check the income flow of the applicant, so as to evaluate the borrower's repayment ability and overdue risk.
3. Have good credit: The applicant's credit record is an evaluation standard that the lender pays special attention to, and having good credit is the key to successfully applying for a loan.