Hello, the conditions required for a bank loan are relatively high. The most basic ones are good credit status and a fixed financial income. If you need money urgently, it is recommended that you choose a reliable and formal channel of a big brand. Youqianhua is a credit service brand under Duxiaoman Finance (formerly Baidu Finance). It is safe and trustworthy. It has the characteristics of easy application, fast disbursement, Features include flexible borrowing and repayment, transparent interest rates, and strong security. The application requirements for Money to Spend are mainly divided into two parts: age requirements and document requirements.

1. Age requirement: between 18-55 years old. Special reminder: Youqianhua declines to provide consumer installment loans to college students. If you are a college student, please give up the application.

2. Information requirements: During the application process, you need to provide your second-generation ID card and personal debit card.

Note: The application only supports debit cards, and the application card is also your borrowing bank card. My identity information must be the second-generation ID card information. Temporary ID cards, expired ID cards, and first-generation ID cards cannot be used to apply.

This answer is provided by Youqianhua. I hope it will be helpful to you. Youqianhua, as a credit brand under Duxiaoman Financial (formerly Baidu Finance), provides users with convenient, fast and secure Internet credit services, with a maximum loan limit of 200,000.