Under normal circumstances, it is definitely possible. Gold bar lending is very fast and will arrive within 30 minutes after the user submits the loan application. If there is a problem, the staff will call the user to communicate and review it, and it will not affect the account restrictions. Specifically, users can pay attention to the arrival of the payee's bank card. If there is a problem with the account not arriving within a timeout period, the user can contact the bank for consultation.

: 1. JD Gold Bar, a product of JD Finance, was launched in March 2016. It is mainly a cash loan service tailored for users with good credit, with a maximum withdrawal amount of 200,000 yuan. Jingdong gold bars have the characteristics of online loans, no collateral, real-time batches, and fast arrival. The extension of scenario use can also meet users’ cash needs in various scenarios.

2. Jingdong gold bars do not require mortgage, and you can easily borrow money by binding stored-value cards and credit cards; for online loans, all processes can be paid online; real-time batches and quick arrival, funds will generally be It will arrive within 5-15 minutes after the loan application is submitted. The specific arrival time is subject to the arrival of the bank card of the beneficiary bank. In addition, Jingdong gold bars can be repaid with loans, can be repaid in advance, and can be repaid in different periods, such as the 1st, 3rd, 6th and 12th. Interest is calculated on a daily basis.

3. 1. JD Gold Bar Borrowing Steps: Log in to the JD Financial App to register, click on the JD Financial App homepage - IOU - Gold Bar to borrow; you can also log in to the JD APP through the JD APP: click My - My wallet - gold bars - I want to borrow money.

2. Jingdong Gold Bar is a credit loan, and only users with good credit can borrow money. If you cannot apply for a JD gold bar loan or there is no JD gold bar entrance, it means that the borrower's information has not passed the system evaluation temporarily and you cannot use JD gold bars to borrow money. You can keep trying after a while.

3. When users borrow money from JD Gold Bars, they can repay it in installments. The supported installments include 1, 3, 6 and 12 installments, of which 1 is 1 month and the longest 12 is 12 months. Users generally receive loan applications within 30 minutes of submission. In some cases, staff will communicate with borrowers by phone for review, which will take longer.

4. When using Jingdong Gold Bar to borrow money, you can borrow up to 200,000 yuan, and the daily loan interest rate is as low as 0.025. When applying for installment, you can support flexible installment on a daily or monthly basis. When you choose installment, users can choose according to their income, which can ensure that users can repay the loan on time without overdue repayment, resulting in penalty interest, affecting personal credit information, and bad credit information affecting subsequent loans.

(Operating environment: OPPO A93 V11.1 JD V10.2.6)