can be divided into two concepts: "house recognition" and "loan recognition". House recognition means that when defining a second suite, if the borrower has the registration information in the local house registration system, the house will be defined as a second suite or more when buying a house.

loan recognition means that when a bank examines the qualification of a loan applicant, if it has a loan to buy a house before, it can be found in the credit information system, so when it applies for a loan to buy a house again, it will define the house as a second suite or above. Loan recognition refers to seeing how many loan records you have, regardless of whether the loan has been paid off.