CCB has some installment services that exceed the credit card customers can handle. For example, the installment service of CCB, if it belongs to CCB's high-quality customers (mortgage, payroll, etc. ), you can apply at the local CCB. After approval, you will be granted a special quota. Credit card transactions are conducted at designated merchants through special debit cards issued. The applicable merchants of CCB's installment plan are mainly consumer merchants such as department stores, building materials and homes, high-star hotels and high-end restaurants, and are suitable for large-scale durable consumer goods, weddings, childcare, and home installation (rent, property, heating costs, etc.). ), pay taxes (vehicle purchase tax, etc. ) and health care. You cannot withdraw cash or transfer money.

How to transfer the money from the special account of CCB's fast loan? The reason why CCB launched the special account for fast loan is mainly to supervise and manage the use of loan funds and avoid the mixing of user deposit funds and loan funds. If a user wants to transfer money from a special account, the other party must be an account of another bank with a real consumer transaction background, so the funds from the special account cannot be transferred to his own account. In addition, if the transfer to another account of CCB is not supported, you can try to withdraw the funds in cash before using them. There are three ways to transfer money from the special account for quick loan: 1. Find a quick loan in your mobile banking (take Apple 12, ios 14 as an example, and China Construction Bank APP as an example), and click "Withdraw"-"Transfer funds from the special account for quick loan" to enter the transfer. 2. Take google version 92.0.4515.131browser and China Construction Bank official website as examples, log in to online banking and find "quick loan"-"fund transfer from special account for quick loan". 3. Operate on the smart teller machine at the outlet and find the transfer menu bar of the special account for quick loan. Characteristics of CCB's fast loan 1, after the loan interest is successfully applied for the credit line, CCB's fast loan will not calculate interest. Only the withdrawal from the credit line of the fast loan is of interest, and the amount of withdrawal is calculated. In addition, the interest standard of fast loan is calculated according to the principal, that is, the interest generated will not generate compound interest, and it is more humane. 2. Credit investigation The first thing that can be determined is that CCB's fast loan is for credit investigation. Therefore, to apply for a quick loan, there is a loan record of 100%. It is recommended to apply in full, not in multiple times. 3, fast loan quota Many people think that fast loans are the same as online loans, borrowed several times, once every few days, so that the quota can be raised repeatedly. No! The fast loan amount of CCB is determined according to your assets in CCB, and it will not be increased just because you borrow more. A loan is not a credit card, so you can't raise the limit by raising a card. This will only waste your credit information and affect future loans. 4. Fast loan repayment Fast loan supports early repayment, and there is no charge. Therefore, friends who have applied for a quick loan, it is best to keep in mind the repayment date and try to repay a few days in advance, so as not to affect their personal credit information.