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A guy with a monthly income of 8,000 yuan needs a 30% down payment to buy a Honda Civic. How much is the installment plan?

Sedans and SUVs are currently popular among consumers in the automobile market. Judging from the overall pricing, it is obvious that sedans are cheaper. For example, joint venture compact cars have a landing price of around 150,000 yuan. Of course, if you don’t have high requirements for joint venture cars, then Buick Hideo is a very good choice, and the price can be achieved in the early 100,000s. However, many consumers do not have the strength to buy joint venture B-class cars, but they are unwilling to buy ordinary compact cars. In this gap, models such as the Volkswagen Sagitar, Volkswagen Transition, and Honda Civic are the models they are considering, because from the perspective of positioning, these models belong to the A-level, with spacious space and stronger power.

Among Japanese brands, the Honda Civic is still successful enough. It is indeed not as good as the Nissan Sylphy in terms of sales. However, comparing the price and overall sales, the Honda Civic is still the best in its class. In a single month, it is Sales of more than 25,000 vehicles can be easily achieved. Many consumers who choose the Honda Civic are born in the 90s, because the appearance of the Civic can please people at this stage, and in terms of power, it is equipped with the same Accord 1.5T turbocharged engine. Many people are talking about buying a Civic The engine was sent.

If you have relatively sufficient cash, it is quite good to choose a Honda Civic. However, there is a young man who only worked for more than a year and then bought a Honda Civic. For many of his peers, , he is pretty good, because he earned and saved 60,000 yuan in just over a year, and then bought a Honda Civic with a down payment of 30%, successfully joining the car-owning class. Originally, this young man's monthly income was pretty good last year, sometimes reaching tens of thousands per month, but this year the market is not doing well, and his monthly income is basically only 8,000 yuan. This income is definitely not satisfactory to him, but there is no way. At present, That's all it was, but the Honda Civic he bought with a 30% down payment really bothered him.

Because this young man bought his Honda Civic in installments, he now has to repay just over 3,000 yuan per month in installments for 3 years, which means he now has to deduct 3,000 yuan every month, but from his Judging from the nature of the work, I have to travel frequently every month. In terms of fuel expenses, it is basically 1,500 yuan. In addition to food, accommodation, and meeting and dating with my girlfriend in another place, these expenses add up to a monthly income. Due to some things later, this young man probably didn't have any extra money, so he finally had to borrow 3,000 yuan from his classmates to live his life. Now he borrows money to live his life. If there is no increase in other income, he will probably have to borrow money to live his life in the future.

If your normal income is 8,000 yuan, and other expenses are relatively small, it is still a good choice to buy a Honda Civic. Having a car will make you more confident when talking about a girlfriend, but there are other more expensive options. It is actually quite difficult to buy a model with a price tag of around RMB 160,000 when spending a lot of money. Therefore, for those who want to buy more models in installments, they really have to do what they can when buying a car.