Another typical case of bank loan.
The assessment fee is definitely not charged by the bank.
It should be collected by an intermediary agency in real estate appraisal. It is not clear whether the Housing Authority can issue an assessment report.
Real estate mortgage loans often require real estate appraisal agencies to issue real estate appraisal reports.
However, if you want to seriously argue with him about this matter, it may affect the loan.
In the end, in addition to paying the loan interest, the enterprise will also bear additional expenses.
2. Our company borrowed 8 million yuan from the bank, paid 2 million yuan in advance to a guarantee company, and received the premium invoice from the guarantee company the next month. How to make an account?
The guarantee fee is the cost incurred for obtaining a long-term loan from the People's Bank of China, and should be regarded as:
Debit: other receivables 2000000.
Loan: 2000000 yuan in bank deposit.
The principal of the guarantee fee is only a deposit and should not be treated as an expense. Instead, relevant interest should be accrued, and the accrued interest should be included in the accrued expenses.
Supplementary reply: the invoice issued by the guarantee company will be processed for financial expenses.
Borrow: the financial expenses are 50,000 yuan.
Loan: The withholding fee is 50,000 yuan.