No For the owner of installment payment, he actually only has the right to use the car, and the ownership still belongs to the bank or the auto financing company. Before the loan is paid off, the owner has no right to sell or transfer the installment car to others. If consumers want to buy a car by installment, they can ask the seller to pay, and then pay back all the balance before they can buy it. Because the car license has not been returned, the car loan is left in the bank. If you don't pay back the money and get the certificate, you can't handle the transfer. Car installment refers to the monthly installment payment by users. Installment payment is a hot spot in the current automobile market. In the current market environment, installment payment is regarded by many businesses as an effective means to seize market share. Buying a car by stages initiated by a merchant generally requires paying off the balance within two years. Some merchants have extended the payment period to 40 months, and the monthly payment has been greatly reduced. The monthly payment is only a few hundred yuan, which is more attractive to consumers and the down payment is appropriately reduced.