First, you need to consider your personal credit history. Bank loans usually review the credit status of loan applicants, including loan records and credit scores. This information can be used to understand your credit status through big data reports. Know whether the data is a platform for providing big data reports, through which personal credit reports can be generated. Banks evaluate individual repayment ability based on big data credit, and bad credit may have a negative impact on loan applications.
Secondly, we need to consider the quality conditions of applying for loans. Different banks may have different requirements for loans. Generally speaking, banks have strict requirements on the quality of buying houses, such as the proof of housing property rights and the number of saleable houses.
Finally, we need to pay attention to the limit of loan amount. The amount of bank loans is usually determined according to a certain proportion of the total purchase price, and the specific proportion may be different according to bank policies.
To sum up, although you can still apply for a loan to buy a house after withdrawing the provident fund, whether the loan can be successful still needs to consider the personal credit situation, the quality conditions of buying a house and the bank's policy restrictions. It is recommended to fully understand your credit status before applying for a loan and choose the appropriate bank and loan scheme according to your actual situation.